Center
only Accounts Users:
For members who wish not to have access to their Account via the
Internet.
Who are concerned about Internet Security.
Who wish some form of anonymity.
A single policy may cover risks in one or more of the above
categories. For example, car insurance would typically cover both
property risk (covering the risk of theft or damage to the car) and
liability risk (covering legal claims from say, causing an
accident). A
homeowner's insurance policy in the U.S. typically includes
property insurance covering damage to the home and the owner's
belongings, liability insurance covering certain legal claims
against the owner, and even a small amount of health insurance for
medical expenses of guests who are injured on the owner's property.
Potential sources of risk that may give rise to claims are known
as "perils ".
Examples of perils might be fire, theft,
earthquake ,
hurricane and many other potential risks. An insurance policy
will set out in details which perils are covered by the policy and
which are not.